Tustin is a central Orange County city that blends genuine history with new development — the walkable Old Town Tustin district of early-twentieth-century homes and shops sits just miles from Tustin Legacy, the massive redevelopment of the former Marine Corps Air Station with its landmark blimp hangars, and from the newer neighborhoods of Tustin Ranch, Columbus Square, and Tustin Field. Bordered by Irvine and Santa Ana and served by the 5 and 55 freeways, Tustin draws affluent, employment-driven demand from the surrounding OC job centers. Investors find both restoration-worthy vintage homes and modern master-planned inventory.
As a direct, asset-based lender, Fidelity Funding closes Tustin deals in five to ten business days and underwrites the property rather than paperwork — an edge on the older Old Town homes and the fast-moving newer stock alike. Old Town rewards careful restoration flips, Tustin Ranch and Tustin Legacy support DSCR rentals leased to professionals, and many lots accommodate ADUs. Our fix-and-flip, ADU, bridge, and DSCR programs fit this layered central-OC market.
Tustin is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $1.04M-band fix-and-flip inventory absorbs reliably.
Investor exits in Tustin skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $1.04M median for downside protection. Local pocket coverage includes Old Town Tustin, Tustin Ranch, Tustin Legacy, Columbus Square, Peters Canyon, Cowan Heights and adjacent Tustin submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Tustin private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Tustin, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We finance restoration flips of the early-twentieth-century homes in Old Town Tustin, underwriting on after-repair value rather than penalizing age.
It can be. The redevelopment's newer housing near OC job centers supports professional-tenant demand, and our DSCR loans qualify on the property's rental income.
On suitable lots, yes. Our construction and rehab loans fund ADUs to capture the area's strong rental demand, subject to local zoning.
Typically five to ten business days. Our direct, in-house underwriting speeds deals on both historic and newer inventory.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT