Albany is an established suburban market in Alameda County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Albany borrowers across fix and flip, rental, and small commercial scenarios.
Standard suburban product in Albany accounts for the bulk of our local volume — the median is around $1.04M and fix-and-flip deals here close on schedule.
Typical Albany deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Solano corridor, San Pablo corridor, Albany Hill, Memorial Park and adjacent Albany submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Albany private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Albany, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Albany hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Albany.
Yes. DSCR loans are well-suited to Albany's rental market.
Yes. We regularly close Albany loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT