Hayward sits centrally in the East Bay along the 880 and 92 corridors, a diverse, working city home to Cal State East Bay, a walkable downtown, and neighborhoods ranging from the older grid of Jackson Triangle and Tennyson-Alquire to the hillside homes above in Hayward Hills and Fairview. The housing stock is heavy on postwar bungalows, small multifamily, and mid-century tracts, and the city's affordability relative to the Peninsula, plus two BART stations, keeps a steady stream of commuters and students competing for both rentals and starter homes. It is a classic East Bay value-add market.
As a direct, asset-based lender, Fidelity Funding funds Hayward investors on the property and business plan rather than conventional income docs. We finance flips of dated bungalows and tracts, multifamily repositioning, ADU additions, and DSCR rentals near BART and the university. Lending across California since 2006 with rates from 9.99% and 5-to-10-day closings, we help East Bay investors capture off-market deals quickly and hold or exit on their own timeline.
Hayward is a dense California submarket where rent control, zoning analysis, and tenant relocations factor into every multifamily underwriting file.
Investor exits in Hayward typically run 18 to 36 months from acquisition through stabilization to permanent refi or sale. Local pocket coverage includes Downtown Hayward, Mt Eden, Fairview, Glen Eden, Tennyson-Alquire, Cherryland border and adjacent Hayward submarkets.
Estimated local median: $990K · Typical loan range: $644K – $1.24M · Top program: value-add multifamily bridge
Most Hayward private money loans we fund range from $644K to $1.24M, sized against an estimated local median around $990K. Loans outside that range are case-by-case based on parcel and scope.
For Hayward, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Hayward's stock includes plenty of older duplexes and small apartment buildings, and our multifamily and bridge programs fund acquisition and value-add renovation.
It is. The university plus two BART stations sustain steady student and commuter rental demand, supporting DSCR holds.
We fund hillside properties with appropriate access and engineering; view homes there often support the strongest resale.
Typically 5 to 10 business days, which keeps you competitive for off-market Hayward opportunities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT