Oakland is a dynamic and culturally rich city in the Bay Area. The real estate market offers significant value-add opportunities compared to its neighbors, attracting investors focused on urban revitalization and multifamily repositioning.
Fidelity Funding provides the agile capital needed to acquire distressed housing stock, execute fix-and-flips, or stabilize large rental properties in Oakland's highly competitive environment.
For a property in Oakland, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Rockridge, Temescal, Piedmont Avenue, Lake Merritt, Fruitvale, West Oakland and adjacent Oakland submarkets.
Illustrative property value: $1.04M · Illustrative financing range: $679K – $1.31M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $679K to $1.31M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, we are highly active in funding revitalization projects throughout Oakland.
Yes, Oakland is very progressive with ADUs, and we fund their construction regularly.
We provide bridge loans secured by commercial real estate, including mixed-use properties.
For large multifamily or commercial projects, we prefer experienced sponsors.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT