Brentwood sits at the eastern edge of Contra Costa County, a former farm town along the Highway 4 corridor that grew rapidly into a family-oriented commuter suburb while keeping its agricultural roots and famous U-pick orchards around Apple Hill. Its economy blends farming, retail, and long-distance Bay Area commuting, and the housing stock is dominated by 1990s and 2000s tracts plus active-adult communities like Trilogy and lake-oriented Shadow Lakes. Investors are drawn by some of the most attainable East County pricing, steady demand from families seeking space, and the ag-adjacent parcels that dot the town's fringe.
Fidelity Funding lends directly across East Contra Costa, underwriting the asset and the plan rather than income documents. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR and small commercial programs suited to Brentwood's mix of housing and agricultural fringe. Whether you are updating a Downtown Brentwood home, adding an ADU, financing an ag-adjacent parcel, or holding a Shadow Lakes rental, our capital fits a value-driven, still-growing market.
Standard suburban product in Brentwood accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Brentwood deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Brentwood, Trilogy, Shadow Lakes, Apple Hill and adjacent Brentwood submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Brentwood private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Brentwood, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on tract-home flips, ADU projects, small multifamily, ag-adjacent commercial, and DSCR rentals across Downtown, Trilogy, Shadow Lakes, and Apple Hill on an asset basis.
Often yes. Given Brentwood's farming fringe, we can review small commercial and land deals case by case, sizing the loan to the asset and business plan.
Attainable pricing plus family-driven demand and Highway 4 commuter access support both flips and DSCR rentals, which qualify on the property's income.
Typically five to ten business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT