Brentwood sits at the eastern edge of Contra Costa County, a former farm town along the Highway 4 corridor that grew rapidly into a family-oriented commuter suburb while keeping its agricultural roots and famous U-pick orchards around Apple Hill. Its economy blends farming, retail, and long-distance Bay Area commuting, and the housing stock is dominated by 1990s and 2000s tracts plus active-adult communities like Trilogy and lake-oriented Shadow Lakes. Investors are drawn by some of the most attainable East County pricing, steady demand from families seeking space, and the ag-adjacent parcels that dot the town's fringe.
Fidelity Funding lends directly across East Contra Costa, underwriting the asset and the plan rather than income documents. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR and small commercial programs suited to Brentwood's mix of housing and agricultural fringe. Whether you are updating a Downtown Brentwood home, adding an ADU, financing an ag-adjacent parcel, or holding a Shadow Lakes rental, our capital fits a value-driven, still-growing market.
For a property in Brentwood, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Brentwood, Trilogy, Shadow Lakes, Apple Hill and adjacent Brentwood submarkets.
Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on tract-home flips, ADU projects, small multifamily, ag-adjacent commercial, and DSCR rentals across Downtown, Trilogy, Shadow Lakes, and Apple Hill on an asset basis.
Often yes. Given Brentwood's farming fringe, we can review small commercial and land deals case by case, sizing the loan to the asset and business plan.
Attainable pricing plus family-driven demand and Highway 4 commuter access support both flips and DSCR rentals, which qualify on the property's income.
Typically five to ten business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT