Concord is an established suburban market in Contra Costa County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Concord borrowers across fix and flip, rental, and small commercial scenarios.
Concord fits the classic suburban California fix-and-flip profile: a $808K median, predictable comp sets, and a deep first-time-buyer pool.
Most Concord loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Todos Santos, Dana Estates, Crystyl Ranch, Lime Ridge, Clayton Valley, Oakhurst and adjacent Concord submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Concord private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Concord, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Concord hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Concord.
Yes. DSCR loans are well-suited to Concord's rental market.
Yes. We regularly close Concord loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT