San Ramon is a premier suburban community in Contra Costa County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Ramon borrowers across fix and flip, rental, and small commercial scenarios.
San Ramon draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $1.32M median once renovated.
Typical San Ramon deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Bishop Ranch, Dougherty Valley, Windemere, Gale Ranch, Country Club, Twin Creeks and adjacent San Ramon submarkets.
Estimated local median: $1.32M · Typical loan range: $856K – $1.65M · Top program: high-balance fix-and-flip and bridge
Most San Ramon private money loans we fund range from $856K to $1.65M, sized against an estimated local median around $1.32M. Loans outside that range are case-by-case based on parcel and scope.
For San Ramon, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Ramon hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Ramon.
Yes. DSCR loans are well-suited to San Ramon's rental market.
Yes. We regularly fund high-dollar rehab projects throughout San Ramon.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT