Dublin is a fast-growing Tri-Valley suburb at the crossroads of I-580 and I-680, transformed over recent decades from a small town into a master-planned commuter hub with two BART stations and major retail. Its economy rides Bay Area commuting, tech and biotech spillover, and regional shopping, and the housing stock blends older West Dublin homes with newer Dublin Ranch and Fallon Crossing communities built for families chasing top schools. Investors are drawn by strong owner-occupant demand, transit access that supports rentals, and value-add potential in the aging western pockets amid otherwise newer inventory.
Fidelity Funding lends directly across the Tri-Valley, underwriting the asset and the plan rather than income documents. We close in as little as five to seven business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR loans for Dublin's steady, transit-supported rental demand. Whether you are updating an older West Dublin home, adding an ADU on a suitable lot, or holding a Dublin Ranch rental near BART, our capital keeps you competitive in a market where family buyers move quickly on finished homes.
Dublin fits the classic suburban California fix-and-flip profile: a $1.04M median, predictable comp sets, and a deep first-time-buyer pool.
Most Dublin loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Dublin, Dublin Ranch, Fallon Crossing, West Dublin and adjacent Dublin submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Dublin private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Dublin, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Two BART stations, freeway access, and strong schools drive durable tenant demand, and our DSCR loans qualify properties on rental income rather than personal returns.
Older West Dublin homes offer the most renovation upside in a market otherwise dominated by newer Dublin Ranch and Fallon Crossing inventory.
Yes, on lots that support it. Our rehab and construction programs cover up to 100% of rehab costs so you can add a rentable unit in a high-rent commuter market.
As fast as five to seven business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT