Emeryville is a compact urban city between Oakland and Berkeley, remade from an industrial past into a dense hub of biotech, Pixar, tech offices, and the Bay Street retail-and-residential district. Its economy is jobs-rich and transit-connected via the Amtrak station and the free Emery Go-Round shuttle, and the housing stock skews toward converted lofts, mid-rise condos, and newer multifamily, with pockets of older homes near the Park Avenue District and the Triangle. Investors are drawn by dense employment-driven rental demand, the appeal of live-work loft product, and the mixed-use redevelopment that continues to reshape the small city.
Fidelity Funding lends directly across the East Bay urban core, underwriting the asset and the business plan rather than a borrower's income documents. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR, multifamily, and small commercial programs suited to Emeryville's mixed-use character. Whether you are renovating a Watergate condo, repositioning a Triangle multifamily building, or holding a rental near Bay Street, our capital matches the pace of a jobs-driven urban market.
For a property in Emeryville, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Bay Street, Watergate, Triangle, Park Avenue District and adjacent Emeryville submarkets.
Illustrative property value: $990K · Illustrative financing range: $644K – $1.24M · Programs to discuss: value-add multifamily bridge
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $644K to $1.24M range below is an illustration, not funded-loan history or an offer.
Options to discuss include value-add multifamily bridge, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on lofts, condos, small multifamily, mixed-use, and DSCR rentals across Bay Street, Watergate, the Triangle, and the Park Avenue District on an asset basis.
Yes. Our multifamily and small commercial programs suit Emeryville's mixed-use character, sized from $50K up to $50M depending on the asset.
A dense concentration of biotech, tech, and retail jobs in a small city drives steady renter demand, and our DSCR loans qualify on that rental income.
Typically five to ten business days once title and appraisal clear, because we make the lending decision in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT