Orinda is an exclusive Lamorinda town just east of the Caldecott Tunnel, prized for its wooded hills, top-ranked schools, and a downtown built around its BART station and Highway 24 access to San Francisco. Its economy is almost entirely high-net-worth residential, and the housing stock ranges from 1930s Tudor and Spanish revival homes to mid-century and newer estates across the Orinda Country Club, Glorietta, Sleepy Hollow, and Orindawoods areas, many on steep, view-oriented lots. Investors work at the top of the East Bay suburban market, focused on the wide gap between dated homes and the finished luxury product these buyers demand.
Fidelity Funding is a direct, asset-based lender, so an Orinda investor negotiates with the people funding the deal on high-dollar, often complex hillside projects. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and size loans up to $50M for substantial construction budgets. Whether you are restoring a Glorietta Tudor, rebuilding on a Sleepy Hollow lot, or holding a rental near Downtown Orinda, our capital keeps luxury investors competitive in a tightly held, school-driven market.
Orinda draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $1.32M median once renovated.
Typical Orinda deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Orinda Country Club, Glorietta, Sleepy Hollow, Orindawoods and adjacent Orinda submarkets.
Estimated local median: $1.32M · Typical loan range: $856K – $1.65M · Top program: high-balance fix-and-flip and bridge
Most Orinda private money loans we fund range from $856K to $1.65M, sized against an estimated local median around $1.32M. Loans outside that range are case-by-case based on parcel and scope.
For Orinda, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our construction and rehab programs support complex hillside remodels and custom rebuilds in Glorietta, Sleepy Hollow, and Orindawoods, sized to the asset and site.
We can. We lend on restorations of Orinda's 1930s Tudors and Spanish revivals, underwriting the after-repair value so period character can be preserved profitably.
We lend from $50K to $50M, covering the substantial acquisition and construction costs typical of this luxury market.
Typically five to ten business days once title and appraisal clear, letting buyers act on scarce premium listings.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT