Belvedere is one of the smallest and most exclusive cities in California, a pair of hills and a lagoon at the tip of the Tiburon peninsula in southern Marin County, consistently ranked among the wealthiest ZIP codes in the nation. Nearly all of it is prime waterfront and view real estate. Belvedere Island rises above the bay with grand estates and panoramic San Francisco views, Corinthian Island holds historic homes near the yacht club, the Belvedere Lagoon offers rare waterfront homes with private docks on a protected lagoon, and the West Shore looks toward Sausalito and the Golden Gate. Scarcity and prestige define everything here.
Fidelity Funding is a direct, asset-based lender, so a Belvedere investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a lagoon-front home, repositioning a Belvedere Island estate, or bridging a Corinthian Island purchase, our capital and larger loan sizes suit this ultra-premium market.
Belvedere sits at the high end of the California coastal market, where waterfront and bluff-view parcels rarely trade and capital efficiency decides which investors win bids.
Investors active in Belvedere typically draw down rehab capital in three to four stages — foundation/structural, MEP, finishes, and final staging — and exit to a custom-buyer sale or short-term rental DSCR refi. Local pocket coverage includes Belvedere Island, Corinthian Island, Belvedere Lagoon, West Shore and adjacent Belvedere submarkets.
Estimated local median: $2.77M · Typical loan range: $1.8M – $3.47M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Belvedere private money loans we fund range from $1.8M to $3.47M, sized against an estimated local median around $2.77M. Loans outside that range are case-by-case based on parcel and scope.
For Belvedere, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on luxury flips, renovations, and bridge loans across Belvedere Island, Corinthian Island, the Belvedere Lagoon, and the West Shore, underwriting each deal on the asset.
Yes. We lend up to $50M, so even Belvedere's top-tier waterfront estates are within range, with terms sized to the deal and exit.
Yes. We finance the rare Belvedere Lagoon waterfront and dock-access homes, underwriting the collateral and renovation plan on their merits.
As fast as five to seven business days once title and valuation clear. That speed helps you act on Belvedere's exceptionally scarce listings.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT