San Rafael is the county seat and largest city in Marin County, a well-established suburban hub whose Mission-era origins and the landmark Frank Lloyd Wright-designed Marin Civic Center give it real historical texture. Downtown San Rafael anchors a walkable Fourth Street commercial district, Terra Linda holds mid-century Eichler homes and postwar tracts, the Dominican neighborhood near the university carries older character homes, and Marin Lagoon offers waterfront-oriented residential. As a job and government center just north of the Golden Gate, San Rafael commands strong Bay Area values while retaining a diverse, layered housing stock across eras.
Fidelity Funding is a direct, asset-based lender, so a San Rafael investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a Terra Linda Eichler, updating a Dominican character home, or bridging a value-add multifamily near downtown, our capital moves fast enough to compete in Marin's high-demand market.
For a property in San Rafael, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown San Rafael, Marin Lagoon, Terra Linda, Dominican and adjacent San Rafael submarkets.
Illustrative property value: $1.43M · Illustrative financing range: $926K – $1.78M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $926K to $1.78M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown San Rafael, Terra Linda, Dominican, and Marin Lagoon, underwriting each deal on the asset.
As fast as five to seven business days once title and valuation clear. In Marin's competitive market, that speed lets you win against slower financing.
Yes. We lend up to $50M, so San Rafael's higher price points are well within range, with terms sized to the deal and exit.
Yes. We offer cash-out and DSCR financing on qualifying rentals, letting you pull equity or refinance based on the property's value and cash flow.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT