Sausalito occupies a steep hillside overlooking San Francisco Bay in southern Marin County, a luxury coastal town famous for its Mediterranean feel, houseboat community, and postcard views of the city skyline and Golden Gate. Once a fishing village and WWII shipbuilding center at Marinship, it evolved into an artist colony and upscale waterfront destination. Downtown Sausalito lines the bayfront with galleries and restaurants, Hurricane Gulch and the Banana Belt climb the sunny southern hillsides with view homes, and the Marinship area retains commercial, marine, and creative-industry uses. Steep lots, view premiums, and tight inventory define a distinctive market.
Fidelity Funding is a direct, asset-based lender, so a Sausalito investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a hillside view home, repositioning a Banana Belt cottage, or bridging a Marinship commercial property, our capital moves fast enough to compete for scarce coastal inventory.
For a property in Sausalito, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Sausalito, Hurricane Gulch, Banana Belt, Marinship and adjacent Sausalito submarkets.
Illustrative property value: $2.77M · Illustrative financing range: $1.8M – $3.47M · Programs to discuss: luxury fix-and-flip and short-term rental DSCR
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $1.8M to $3.47M range below is an illustration, not funded-loan history or an offer.
Options to discuss include luxury fix-and-flip and short-term rental DSCR, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, luxury renovations, bridge, and small commercial across Downtown Sausalito, Hurricane Gulch, the Banana Belt, and Marinship, underwriting each deal on the asset.
Yes. We finance the steep-lot, view-oriented properties typical of Sausalito, underwriting the collateral and renovation plan on their merits.
Yes. We lend up to $50M, so Sausalito's premium price points are within range, with terms sized to the project and exit.
As fast as five to seven business days once title and valuation clear. That speed helps you compete for scarce coastal inventory.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT