Mill Valley nestles at the foot of Mount Tamalpais in southern Marin County, a luxury suburban enclave beloved for its redwood-shaded canyons, artistic heritage, and walkable downtown around the Depot Plaza. The housing is defined by wooded lots, mid-century and craftsman homes tucked into hillsides, and a premium on privacy and setting. Downtown Mill Valley anchors the boutique core, Homestead Valley and the wooded canyons hold character cottages and custom homes, Tam Valley offers slightly more attainable flatland product, and Strawberry sits on a peninsula toward Richardson Bay with bay-view homes. Values here rank among the highest in Marin.
Fidelity Funding is a direct, asset-based lender, so a Mill Valley investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a hillside canyon home, repositioning a dated Strawberry bay-view property, or bridging a Tam Valley purchase, our capital moves fast enough to compete for scarce Mill Valley inventory.
For a property in Mill Valley, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Mill Valley, Tam Valley, Strawberry, Homestead Valley and adjacent Mill Valley submarkets.
Illustrative property value: $2.33M · Illustrative financing range: $1.51M – $2.91M · Programs to discuss: high-balance fix-and-flip and bridge
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $1.51M to $2.91M range below is an illustration, not funded-loan history or an offer.
Options to discuss include high-balance fix-and-flip and bridge, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, luxury renovations, bridge, DSCR rentals, and small commercial across Downtown Mill Valley, Tam Valley, Strawberry, and Homestead Valley, underwriting on the asset.
Yes. We lend up to $50M, so Mill Valley's premium price points are well within range, with terms sized to the project and exit.
Yes. We finance wooded-lot and hillside properties common to Mill Valley, underwriting the collateral and the renovation plan on their merits.
As fast as five to seven business days once title and valuation clear. That speed helps you win scarce inventory in a competitive luxury market.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT