Mill Valley nestles at the foot of Mount Tamalpais in southern Marin County, a luxury suburban enclave beloved for its redwood-shaded canyons, artistic heritage, and walkable downtown around the Depot Plaza. The housing is defined by wooded lots, mid-century and craftsman homes tucked into hillsides, and a premium on privacy and setting. Downtown Mill Valley anchors the boutique core, Homestead Valley and the wooded canyons hold character cottages and custom homes, Tam Valley offers slightly more attainable flatland product, and Strawberry sits on a peninsula toward Richardson Bay with bay-view homes. Values here rank among the highest in Marin.
Fidelity Funding is a direct, asset-based lender, so a Mill Valley investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a hillside canyon home, repositioning a dated Strawberry bay-view property, or bridging a Tam Valley purchase, our capital moves fast enough to compete for scarce Mill Valley inventory.
Mill Valley draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $2.33M median once renovated.
Typical Mill Valley deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Downtown Mill Valley, Tam Valley, Strawberry, Homestead Valley and adjacent Mill Valley submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Mill Valley private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Mill Valley, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, luxury renovations, bridge, DSCR rentals, and small commercial across Downtown Mill Valley, Tam Valley, Strawberry, and Homestead Valley, underwriting on the asset.
Yes. We lend up to $50M, so Mill Valley's premium price points are well within range, with terms sized to the project and exit.
Yes. We finance wooded-lot and hillside properties common to Mill Valley, underwriting the collateral and the renovation plan on their merits.
As fast as five to seven business days once title and valuation clear. That speed helps you win scarce inventory in a competitive luxury market.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT