Novato is an established suburban market in Marin County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Novato borrowers across fix and flip, rental, and small commercial scenarios.
Standard suburban product in Novato accounts for the bulk of our local volume — the median is around $1.43M and fix-and-flip deals here close on schedule.
Typical Novato deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Novato, Hamilton, Pacheco Valle, Black Point and adjacent Novato submarkets.
Estimated local median: $1.43M · Typical loan range: $926K – $1.78M · Top program: fix-and-flip and DSCR rental
Most Novato private money loans we fund range from $926K to $1.78M, sized against an estimated local median around $1.43M. Loans outside that range are case-by-case based on parcel and scope.
For Novato, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Novato hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Novato.
Yes. DSCR loans are well-suited to Novato's rental market.
Yes. We regularly close Novato loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT