Novato is the northernmost city in Marin County, a spread-out suburban community that balances Marin's affluence with somewhat more attainable pricing than the county's southern towns. Downtown Novato keeps a historic Grant Avenue core, Hamilton occupies the redeveloped former Air Force base with newer homes and preserved historic officer housing, Pacheco Valle offers hillside condos and townhomes, and Black Point sits in a semi-rural pocket near the Petaluma River. Biotech and light-industrial employers along the Highway 101 corridor give Novato a real job base, and its mix of eras and price points makes it one of Marin's more varied markets.
Fidelity Funding is a direct, asset-based lender, so a Novato investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating an older Downtown Novato home, repositioning a Pacheco Valle townhome, or holding a DSCR rental near Hamilton, our capital keeps pace with Marin's demand.
For a property in Novato, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Novato, Hamilton, Pacheco Valle, Black Point and adjacent Novato submarkets.
Illustrative property value: $1.43M · Illustrative financing range: $926K – $1.78M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $926K to $1.78M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Novato, Hamilton, Pacheco Valle, and Black Point, underwriting each deal on the asset.
Yes. We finance townhomes and condos where value and exit are clear, underwriting the collateral and the plan rather than your income file.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Yes. We lend on semi-rural property where zoning and access support a clear residential exit, focusing on the collateral.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT