Tiburon sits on a peninsula jutting into San Francisco Bay in southern Marin County, a luxury coastal town whose name means shark in Spanish and whose waterfront draws some of the Bay Area's most desirable real estate. Downtown Tiburon's Main Street lines the harbor with restaurants and the ferry landing to the city, Belvedere Cove holds prized waterfront and view homes near neighboring Belvedere, Strawberry Point offers bay-oriented residential, and Paradise Cay is a rare Marin lagoon community with private docks. Sweeping bay and skyline views, deep-water access, and extreme scarcity define one of the county's highest-end markets.
Fidelity Funding is a direct, asset-based lender, so a Tiburon investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a waterfront view home, repositioning a Strawberry Point property, or bridging a Paradise Cay purchase, our capital moves fast enough to compete for the peninsula's scarce inventory.
Tiburon sits at the high end of the California coastal market, where waterfront and bluff-view parcels rarely trade and capital efficiency decides which investors win bids.
Investors active in Tiburon typically draw down rehab capital in three to four stages — foundation/structural, MEP, finishes, and final staging — and exit to a custom-buyer sale or short-term rental DSCR refi. Local pocket coverage includes Downtown Tiburon, Belvedere Cove, Strawberry Point, Paradise Cay and adjacent Tiburon submarkets.
Estimated local median: $2.77M · Typical loan range: $1.8M – $3.47M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Tiburon private money loans we fund range from $1.8M to $3.47M, sized against an estimated local median around $2.77M. Loans outside that range are case-by-case based on parcel and scope.
For Tiburon, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, luxury renovations, bridge, and DSCR loans across Downtown Tiburon, Belvedere Cove, Strawberry Point, and Paradise Cay, underwriting each deal on the asset.
Yes. We finance the waterfront and Paradise Cay dock-access property Tiburon is known for, underwriting the collateral and plan on their merits.
Yes. We lend up to $50M, so Tiburon's premium waterfront price points are within range, with terms sized to the deal.
As fast as five to seven business days once title and valuation clear. That speed helps you win the peninsula's scarce inventory.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT