Fairfax is a small, eclectic town at the western edge of Marin County's Ross Valley, known for its bohemian, environmentally minded character, its role as a mountain-biking birthplace, and a lively downtown of independent shops, music venues, and cafes. Tucked among wooded hills and canyons, it feels more rustic and countercultural than its polished Marin neighbors. Downtown Fairfax anchors the walkable core along Broadway and Bolinas Road, Cascade Canyon climbs into forested creekside lots, the Manor neighborhood holds hillside homes, and nearby Sleepy Hollow offers larger-lot residential toward San Anselmo. Wooded settings and character homes define a distinctive market.
Fidelity Funding is a direct, asset-based lender, so a Fairfax investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a Cascade Canyon creekside cottage, updating a Manor hillside home, or bridging a downtown purchase, our capital fits this wooded, character-rich market.
Fairfax draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $2.33M median once renovated.
Typical Fairfax deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Downtown Fairfax, Cascade Canyon, Manor, Sleepy Hollow and adjacent Fairfax submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Fairfax private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Fairfax, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, renovations, bridge, DSCR rentals, and small commercial across Downtown Fairfax, Cascade Canyon, the Manor, and Sleepy Hollow, underwriting on the asset.
Yes. We finance the forested, creekside, and hillside properties common to Fairfax, underwriting the collateral and renovation plan on their merits.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Up to 90% of cost, 100% of rehab, and up to 75% of ARV on qualifying deals, with rates from 9.99% and terms sized to your exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT